AFS Independent Review: The Hidden Cost of a Company Being Owned by a Trust

So you have that friend who always has “brilliant business ideas”. This time, the idea is to put the company in a trust. On paper, it sounds clever. Asset protection. Estate planning. Flexibility. Maybe even the sense that the structure is somehow more sophisticated. Sometimes there are valid reasons to use a trust. But this […]
When a Donation Can Qualify for a Tax Deduction

In a country with real need, even a simple act of generosity can matter. Supporting education, food relief, healthcare, or community work may not solve every challenge, but it can make a real difference in the right hands. That is reason enough to give. In some cases, a donation to the right organisation may also […]
Start Small, Start Early: How a TFSA Can Give Your Child a Financial Head Start

Most parents want to do something meaningful for their child’s future. The challenge is that “meaningful” often sounds expensive. It does not have to be. One of the biggest advantages a child can have is simply starting early. Even a small amount invested consistently over time can grow into something substantial. When that investment sits […]